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Document Checklist

You only upload what your deal needs.

The checklist is generated dynamically from your borrower type, property type, and loan purpose. Example below: an LLC refinancing a multifamily property.

Borrower / Guarantor

  • Government-issued IDRequired
  • Personal tax returns (2 yrs)If applicable
  • Bank statements (3 mos)If applicable
  • Personal financial statementRequired

Entity

  • Articles of organization/incorporationRequired
  • Operating agreement / bylawsRequired
  • EIN letterRequired
  • Authorization/resolution to borrowRequired
  • Business tax returns (2 yrs)If applicable

Property

  • Current mortgage statementRequired
  • Property tax billRequired
  • Insurance declaration pageIf applicable
  • Property photosIf applicable
  • Rent rollRequired
  • LeasesIf applicable

Deal-specific

  • Payoff demand statementRequired
Final documentation requirements vary by deal and are confirmed by underwriting. Identity and entity verification are part of our customer-identification and know-your-customer program.